Home ownership is one of life’s significant milestones, we are here to help make it as simple as possible. Whether you are purchasing your first home, refinancing an existing mortgage, or building your dream house, our local mortgage team provides competitive rates, clear guidance, and a streamlined process from application to closing. We are rooted in the communities we serve. You will work with local lenders who know the area and care about finding the right fit for your family’s needs.
Lending Options
- Term Real Estate Loans – Choose from a variety of terms that provide flexibility for your budget and long-term goals. Options include Conventional, VA and FHA programs helping more families achieve their homeownership goal.
- Interim Real Estate Loans – Designed for new construction projects, bridging the gap between the building phase and your permanent mortgage. Financing built to help you break ground and move in with confidence.
Why Finance Your Home with WCB?
- Local mortgage experts who know the housing market in Eddy, Lea, Curry, Roosevelt and Bernalillo Counties.
- Decisions made locally for a more personalized experience.
- Flexible loan options to help first-time buyers, veterans, rural families, and those looking to upgrade.
- A community bank that reinvests in local neighborhoods, schools, and small businesses.
What Our Borrowers Say
“As first-time buyers, we were nervous about the process. WCB walked us through every step and made us feel at ease. We love our new home!”
– Portales Family
“Our construction loan was simple and straightforward. This lending team made sure we had everything lined up for a smooth transition into our permanent mortgage.”
– Hobbs Homeowner
Your Next Chapter Starts Here
At Western Commerce Bank, we do not only provide mortgages, we provide confidence and clarity. Allow Western Commerce Bank to be a trusted partner for your homeownership dreams. Talk with one of our local mortgage lenders today and take the next step toward opening the door to your future.
