Agricultural Lending
That Works as Hard as You Do
At Western Commerce Bank, we have served the farmers and ranchers of New Mexico for more than 60 years. We understand the unique rhythms of dryland farming, dairy operations, and oil field adjacent agriculture. Our team pairs local decision making with financing solutions to help you weather every season and capture every opportunity.
Lending Designed for Your Operations
- Government Backed Loans – Partnering with the Farm Service Agency (FSA) and the Small Business Administration (SBA) and others to support family sized farms and ranches.
- Operating Loans – Cover seasonal expenses like seed, feed, fertilizer, fuel, and supplies. Flexible repayment schedules that match harvest timing.
- Equipment Loans – Finance tractors, pivots, combines, trailers, and precision ag technology. Local decisions made with local underwriting.
- Livestock Loans – Support herd expansions, replacement breeding stock, or feeding costs. Short or long-term financing solutions for cattle and dairy producers.
Why Partner with WCB for Agricultural Lending?
- Local lenders who understand your crops, area rainfall challenges and market cycles.
- Relationship based service with decisions made right here in New Mexico.
- Long standing ties with multigenerational farms and ranch families.
- A community bank that actively supports schools, fairs, and livestock programs within our markets.
No matter the stage of your operation is in. Starting, growing, or expanding, Western Commerce Bank is your partner for Ag lending in New Mexico.
Visit your nearest branch in Eddy, Lea, Curry, Roosevelt or Bernalillo Counties to connect with a local lender.
Testimonials
“WCB understood our seasonal cash flow needs and worked quickly so we could plant on time.”
– Carlsbad Alfalfa Farmer
“When drought hit, we worked with our lender to restructure our note to keep our operations strong.”
– Hobbs Rancher
