Owning a home is one of life’s significant milestones. At Western Commerce Bank, our Term Real Estate Loans provide the long-term financing you need to make it possible. With options including In-house Conventional, VA, and FHA loans, we pair competitive secondary market rates with local guidance—so you can navigate the mortgage process with confidence.
Mortgage Options We Offer
- Conventional Loans – Traditional financing with competitive fixed or adjustable rates.
- Veterans Administration (VA) Loans – Special benefits for eligible veterans, active-duty service members, and their families.
- Federal Housing Administration (FHA) Loans – Designed to make homeownership accessible with lower down payments and flexible qualifications.
Why Choose Western Commerce Bank for Your Mortgage?
- Competitive Secondary Market Rates – Access affordable financing options that fit your budget.
- Local Guidance – Our lending team works right here in New Mexico to guide you through the process.
- Tailored Options – Choose the program that aligns with your goals and eligibility.
- Proven Experience – With more than 60 years of serving New Mexicans, we know how to make homeownership possible.
At Western Commerce Bank, mortgages are not just paperwork—they are pathways to new beginnings. We combine the strength of national lending programs with the personal service of a community bank, ensuring your mortgage is not only affordable, but also handled with care and understanding.
Ready to Find Your Home?
Whether you are buying your first home, moving into your dream house, or refinancing your current mortgage, Western Commerce Bank is here to help. Contact your nearest branch today to explore your financing options and take the next step toward homeownership.
