Western Commerce Bank’s Interim Real Estate Loans provide short-term funding to cover your building costs until your permanent mortgage is in place. With local decision-making and personal service, we make the process straightforward so you can focus on your future home or business.
Why Choose an Interim Loan?
- Covers Construction Costs – Finance materials, labor, and related expenses during your build.
- Smooth Transition – Converts easily into your permanent mortgage once construction is complete.
- Local Expertise – Lending decisions are made here in New Mexico by people who know the market.
- Personal Service – Guidance at every step, so your financing supports your timeline and goals.
The WCB Advantage
For over 60 years, Western Commerce Bank has helped New Mexicans turn blueprints into lasting legacies. Whether you are building your first home or expanding into new commercial property, our Interim Real Estate Loans provide reliable short-term financing with the strength of a community bank behind you.
Let’s Build Together
Ready to break ground? Contact our lending team to learn how an Interim Real Estate Loan can support your project from the first shovel of dirt to move-in day.


