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Mortgage Lending








A New Home starts with the Right Loan

Buying or refinancing a home is a significant life milestone. At Western Commerce Bank, we work to make the process simple, personal, and stress-free.
 
  • Conventional Loans - Competitive rates for qualified borrowers.
  • FHA Loans – Flexible options for those who may need lower down payments.
  • VA Loans – Special programs available for veterans and active military.
  • Refinancing Options – Whether you are looking to lower your rate, shorten your term, or tap into your equity.


How It Works


Getting Started is Easy
 
  1. Apply Online – Fill out our secure application in as little as 20 minutes.
  2. Review and Guidance – A Loan Officer will review your application and connect with you to answer questions and finish the application process.
  3. Move forward with Confidence – We will guide you every step of the way. From pre-qualification to closing.
 
 
 
 
Free Pre-Qualifications
 
Shop for your home with confidence. We offer free pre-qualifications to help you know what you can afford before you start the buying process.

























picture of mobile phones with the WCB app open.
Mobile Banking

Banking that moves with you.

Stay connected to your accounts wherever life takes you.
Fast, flexible, and built for your day.
BUSINESS CHECKING

BUSINESS CHECKING THAT MEANS BUSINESS.

Built to keep your operations smooth and your cash flow smarter. Get the tools you need to stay ahead.