Personalized Lending Solutions
from a Community Bank with New Mexico Roots
Life brings both big milestones and everyday surprises. From buying a vehicle to consolidating debt or covering an unexpected bill, our personal loans are built around local decision making and service you can count on. Our lenders take the time to understand your situation and provide financial solutions that fit your lifestyle and budget.
Personal Lending options that fit your life
- Quick-Draw Loans – Need a little extra cash? Cover a small purchase, an unexpected expense, or start building your credit with our Quick-Draw loan option.
- Auto Loans (New & Used) – Finance the car or truck that gets you and your family where you need to go.
- Recreational Equipment Loans – Make your free time count with competitive financing for boats, RVs, ATVs, motorcycles, or trailers.
- HVAC Financing – Upgrade your home’s heating or cooling system with flexible terms.
- Unsecured Loans – Handy for medical bills, vacations, home remodeling, debt consolidation, or unexpected life expenses.
All loans are subject to credit and underwriting approval.
Why Borrow Local with WCB?
- Local lenders who make decisions quickly and know the needs of New Mexico families.
- Personalized service. No out of state call centers.
- A community bank that invests in local schools, youth programs, and neighborhood events.
Voices from Our Community
“WCB helped us consolidate our credit card debt into one affordable payment. We were treated like people, not paperwork.”
– Clovis Customer
“Our lender made the car-buying process fast and stress-free.”
– Lovington Customer








