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Debit & Credit Cards


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Debit Cards

WCB Visa® Debit Card

Effortless spending, thoughtful rewards, and local support, wrapped into one sleek card.
 
  • Seamless Access
    Make purchases and withdraw funds directly from your WCB checking account.

  • Global Convenience
    Use anywhere Visa®, NYCE, or Plus Cards are accepted, whether you are shopping local or traveling far.

  • Enhanced Security
    24/7 fraud monitoring

  • Tap to Pay
    Speed through checkout with secure, contactless payments. Simply tap your WCB Visa® Debit Card anywhere you see the contactless symbol.

  • ScoreCard Rewards
    Earn 1 point for every $2 spent on eligible purchases with your WCB debit card. Redeem for travel, merchandise, and more at scorecardrewards.com.
 
Lost your card? 
During Business Hours: 800-922-9028
After Hours: Visa® 24/7 support 800-754-4128

Need to activate your card or change your PIN?
During Business Hours: 1-800-922-9028
After Hours: 24/7 support 855-320-0261
 
How to Apply
Drop by your local branch to request a personal or business WCB Visa® Debit Card.

Credit Cards

WCB Credit Cards 

All cards are offered through our trusted partner, The Independent BankersBank (TIB). Whether you are building credit, looking for low interest, or want to earn rewards, there are options available to fit your lifestyle.
 
How to Apply
Credit card applications are available at any WCB location. You can also download the application below and mail it out or return it to your local branch.
 
*Credit cards are issued and approved through The Independent BankersBank (TIB). All applications are subject to credit approval.
 
 
















Available Card Programs

Features Benefits Fees
  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

1 Please see application for information about current APRs and fees.
Features Benefits Fees
  • Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

1 Please see application for information about current APRs and fees.
Features Benefits Fees
  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

1 Please see application for information about current APRs and fees.







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Mobile Banking

Banking that moves with you.

Stay connected to your accounts wherever life takes you.
Fast, flexible, and built for your day.
Quick Draw

Quick to lend a hand. True to our roots.

Our Quick-Draw Loan was built with our communities in mind. Fast, fair and honest. It is banking the way it should be: straightforward, local and done with care.