Available exclusively to our customers in the Albuquerque, Clovis, and Portales Region, Premium Choice Checking delivers exceptional value with no monthly service charge, no per-check fees, and potential ATM fee refunds. Earn interest on balances of $500 or more while enjoying the freedom to bank the way you want—without hidden costs or surprises.
- Exclusive Access – Offered exclusively in Albuquerque, Clovis, and Portales Regions.
- Truly Free Banking – No monthly service charges, no per-check fees, and no hidden costs.
- ATM Freedom – Use any ATM, anywhere. Foreign ATM fees are refunded with receipt.
- Interest-Bearing – Earn interest when you maintain a $500 daily balance.
- Digital Tools – Free online banking, bill pay, and Zelle® for convenient transfers.
- Visa® Debit Card – Easy, secure access to your money wherever Visa® is accepted.
- Domestic and International Wire Transfers
- Automatic Internal/External Transfers
- Statement Research
- Cashier’s Checks and Counter Checks
- Notary Public Services
- Coin Machine Services (at select locations)
- Night Depository


