Big plans start with the right piece of land.
Whether you are preparing to build a home or develop property, our land loans make it possible to secure your site today and begin construction within the year. Local lending decisions to guide the way.
What Is a Land Loan?
A land loan allows you to purchase property now, with the expectation that construction will begin within a set timeframe (typically within one year). Unlike traditional mortgages, land loans are structured specifically for undeveloped or vacant property, making them a smart choice for buyers who are preparing to build.
Smart Uses for Land Loans
- Home Construction – Secure the perfect lot to build your future home.
- Property Development – Prepare land for residential or commercial projects.
- Investment – Acquire land now to hold for future value or use.
- Acreage – Purchase property for agricultural, recreational, or personal purposes.
Why Choose Western Commerce Bank?
- Local Expertise – Lending decisions are made here in New Mexico by people who know the market.
- Flexible Financing – Options designed for land purchases with future construction in mind.
- Trusted Guidance – Work directly with lenders who understand your long-term vision.
- Proven Experience – For over 60 years, we have helped New Mexicans turn land into legacy.
At Western Commerce Bank, we know that buying land is not just a transaction—it is the beginning of something bigger. Our Land Loans combine flexible financing with personal service, ensuring that your investment is supported every step of the way.
Ready to Claim Your Space?
Contact your nearest branch or meet with a local lender today to explore land loan options. With Western Commerce Bank, you will have the financial foundation to secure your site and start building your future.
