With a Home Equity Credit Line from Western Commerce Bank, you can access the equity you have built and use it when you need it most. Flexible, revolving, and backed by local decision-making, a HECL gives you the freedom to fund life’s priorities with confidence.
How a Home Equity Credit Line Works
A HECL functions as a revolving line of credit, secured by the equity in your home. Once approved, you’ll have access to a set credit limit, with the flexibility to use only what you need, when you need it. Advances are made easy with check-based access, giving you control at every step.
Smart Uses for a HECL- Medical Expenses – Cover unexpected healthcare needs.
- Home Remodeling – Refresh or expand your living space.
- Debt Consolidation – Streamline multiple payments into one manageable balance.
- Major Purchases or Life Events – Finance weddings, travel, or other significant milestones.
- Local Lending Decisions – Approvals made right here in New Mexico.
- Flexibility – Draw funds as you need them, without reapplying.
- Guidance You Can Trust – Our lenders help you explore the best options for your situation.
- Proven Stability – For more than 60 years, WCB has supported New Mexicans in reaching their financial goals.
A Home Equity Credit Line is more than a financial product—it is a way to unlock opportunity. At WCB, we combine modern convenience with personal service, ensuring your line of credit is managed with care, discretion, and your long-term goals in mind.
Ready to Access Your Home’s Potential?
Visit your nearest branch or call us today to learn more about Western Commerce Bank’s Home Equity Credit Line. With WCB, you gain not only flexible financing, but also a trusted partner invested in your success.
