Centsible Saver for Minors Account

A savings account designed to help young savers build strong financial habits. With just $50 to open, this interest-bearing account includes six free withdrawals per month and no monthly service fee when you maintain the minimum balance requirement. A parent or guardian must be listed as joint owner, making it a safe and practical way to start saving early.

 

• For Ages 18 and Under – Must include a parent or guardian as a joint account owner.
• Low Opening Balance – Start saving with just $50.
• Interest Earnings – Grow savings with daily calculated, monthly compounded interest.
• Six Free Withdrawals – Flexible access without hidden surprises.
• Affordable Banking – $3 monthly service charge if balance falls below $50.
• Convenient Statements – Choose annual or quarterly, with the option to combine with a parent’s account.

As a Western Commerce Bank customer, you can enjoy extra services that make saving and banking easier, including:

 

• Online Banking and Mobile Access
• Direct Deposit Options
• Voice Access Line
• Combined Statements with Checking Accounts
• Domestic and International Wire Transfers
• Automatic Internal/External Transfers
• Statement Research
• Checkbook Balancing Assistance
• Cashier’s Checks and Counter Checks
• Notary Public Services
• Coin Machine Services (at select locations)

This account is ideal for parents and guardians who want to give their children a hands-on introduction to money management. With low fees, interest earnings, and parental oversight, Centsible Saver Minor makes saving simple and rewarding for the next generation.