CD Individual Retirement Account (IRA)

Plan ahead with confidence.

Our IRA Certificates of Deposit offer higher, fixed interest rates on terms from six (6) months to three (3) years, helping you build a stronger foundation for retirement. Open with a minimum of $1,000 and have the ability to choose how your interest is paid—by check, deposit, or compounding—while enjoying the security of guaranteed growth.
 
  • Earn Interest – Earn higher, fixed rates for the term of your IRA CD.
  • Flexible Terms – Choose from options ranging from 180 days to 36 months.
  • Interest Earnings – Interest accrues daily and can be compounded or paid out quarterly.
  • Accessible Options – Have interest deposited into another WCB account for added flexibility.


















































picture of mobile phones with the WCB app open.
Mobile Banking

Banking that moves with you.

Stay connected to your accounts wherever life takes you.
Fast, flexible, and built for your day.