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A happy family in new home


Mortgage Center

Applying online is easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Western Commerce Bank Loan Officer will follow up to answer your questions.


Free Pre-Qualifications – We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 575-887-6686.


Rate Watch

Keep an eye on rates via e-mail. Sign up for Rate Watch. View Rate Watch


Government Loans

We offer FHA and VA loans. Do a rate search to see if you may qualify. View Government Loans



Unsure of which way to go? Use our mortgage calculators to help you make the right decision. View Calculators
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