- Centsible Saver
- Centsible Saver for Minors
- Certificates of Deposit
- Individual Retirement Accounts (IRAs)
| Centsible Saver Account | |
| Description | Interest-Bearing |
|
Low monthly fee if minimum balance is not maintained. Two FREE withdrawals per month. |
Calculated daily, compounds monthly only. |
| The variable interest rate is subject to change weekly. | |
| Minimum Opening Deposit | |
| $100.00 | |
| Minimum Balance to Maintain | |
| $200.00 | |
| Monthly Service Charges | |
| No monthly charge if you maintain the minimum balance. | |
| If balance falls below minimum, the monthly charge is $3.00 | |
| Other Fees | |
| $3.50 for each additional withdrawal over 2 per month. | |
| For other services refer to service and fee brochure. | |
| Other Benefits | |
| Annual or quarterly statements. | |
| Ask about combined statements with another checking or savings accounts. | |
| Centsible Saver for Minors Account | |
| Description | Interest-Bearing |
|
Low monthly fee if minimum balance is not maintained. Two FREE withdrawals per month. |
Calculated daily, compounds monthly only. |
| The variable interest rate is subject to change weekly. | |
| Minimum Opening Deposit | |
| $100.00 | |
| Minimum Balance to Maintain | |
| $100.00 | |
| Monthly Service Charges | |
| No monthly charge if you maintain the minimum balance. | |
| If balance falls below minimum, the monthly charge is $3.00. | |
| Other Fees | |
| $3.50 for each additional withdrawal over 2 per month. | |
| For other services refer to service and fee brochure. | |
| Other Benefits | |
| Annual or quarterly statements. | |
| Ask about combined statements with another checking or savings accounts. | |
| Certificates of Deposit (CD) | |
| Description | Interest-Bearing |
|
Save for longer periods of time at higher, fixed rates of interest for the term of the CD. |
Interest accrues daily and may be paid by check quarterly, compounded quarterly, or deposited to an account in WCB monthly or quarterly. |
| Minimum Opening Deposit | |
| $1000.00 | |
| Terms | |
| Terms ranging from 180 days to 36 months. | |
| Other Benefits | |
| FREE Online Banking, FREE Voice Access | |
| Individual Retirement Account (IRA) | |
| Description | Interest-Bearing |
|
Save for your retirement in a fixed rate IRA CD. You can make monthly transfers to your affordable IRA for as little as $50 per month. Ask your Customer Service Representative for details. |
Interest accrues daily and is compounded quarterly. |
| Minimum Opening Deposit | |
| $250.00 | |
| Terms | |
| Terms ranging from 180 days to 36 months. | |
| Other Benefits | |
| There are several different types of IRA’s, each one to fit different incomes and needs. | |
